Businesses may purchase life insurance policies on their employees or owners for various operational and estate-planning purposes. Proceeds from these policies may be eligible for favorable tax treatment if certain conditions are met. Do you know the tax rules regarding exclusions from income, notice and consent, and annual reporting? Here’s a brief overview.

In the wake of health care issues, practices may get new patients and need to hire more physicians to help with the workload. If these physicians intend to take a practice ownership share, it’s important to make sure each one signs a buy-sell agreement. This can protect your practice from disputes. This article addresses defining and appraising assets, dividing income among partners, control issues and other considerations.

Even small details can make a big difference in the results you get from a direct mail campaign. Here are six tips that can help improve your return rate, such as making it easy to respond, using strong, compelling language and taking size into consideration. A sidebar explains how bulk mailing rates work and how they can save your business substantial amounts of money.